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![*]()
Credit Card Basics
![*]() It's a big hassle, if you happen to lose your
credit card. When you realize that you have lost your
credit card or it has been stolen, you need to call the
issuer(s). By law, once you report the loss or theft,
you have no further responsibility for unauthorized charges.
Of course, you can never be 100 per cent sure in case
of a credit card theft.
Even if your credit card number is stolen and used to
make unauthorized purchases you are not responsible and
most credit card companies insure payday advance companies'
purchases with fraud protection insurance, at no additional
cost to you. It is a hassle if your card number is ever
stolen but in reality you have more of a chance having
your card number stolen at a real payday advance company
outlet than on the Internet.
Below are several steps you can take to help ensure safe
and secure payday advance shopping.
Always notify card companies in advance of a change in
address. You need to bear in mind you don't lend your
card(s) to anyone. Also, don't leave your cards or receipts
lying around.
Other precautions to be taken are not signing a blank
receipt, and when you sign a receipt, not drawing a line
through any blank spaces above the total.
What you should do is to sign your cards as soon as they
arrive. Always carry your cards separately from your wallet,
in a zippered compartment, a business card holder, or
another small pouch so that when your wallet is stolen,
your card remains safe.
Do keep a record of your account numbers, their expiration
dates, and the phone number and address of each company
in a secure place. Also, keep an eye on your card during
the transaction, and get it back as quickly as possible.
The other safety measures are to avoid incorrect receipts;
destroy carbons; save receipts to compare with billing
statements; Open bills promptly and reconcile accounts
monthly, just as you would your checking account.
To be insured against carrying card with you everywhere,
online
Merchant Account enables you to process online credit
card transact ions. Online payments are convenient
for your customers, and they help you get paid faster.
If you have a business checking account, the service provider
can fund your account in as little as one business day.
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